Outsmarting the Cost of Long-Term Care
Outsmarting the Cost of Long-term Care is the podcast that exposes the real cost of aging and long-term care—and, more importantly, reveals hidden solutions to help seniors and their families protect their savings.
Hosted by Charisse Hurst, a seasoned Medicare, and long-term care planning expert, each episode uncovers financial strategies, Medicaid planning tips, and lesser-known resources to make extended care more affordable.
**If you’re worried about outliving your retirement savings, paying for care at home, the high cost of nursing homes, or how to qualify for Medicaid without losing everything—this podcast is for you.
**Subscribe now to learn how to plan ahead, protect your assets, and get the care you deserve—without breaking the bank!
Outsmarting the Cost of Long-Term Care
The Medicare Piece - Part A: The Hospital Piece
Episode 2: The Medicare Piece — Part A: The Hospital Piece (and How It Really Handles Long-Term Care)
Most retirees assume Medicare Part A will take care of their hospital bills and rehab costs. But as John and Barbara’s story reveals, the fine print can turn a health crisis into a financial crisis.
In this episode, you’ll learn:
- Why an “observation stay” isn’t the same as an inpatient admission
- The 3-day rule for skilled nursing coverage — and why so many families miss it
- What Medicare really pays for in rehab, and when the bills shift to you
- The real 2025 costs: deductibles, daily copays, and the point where coverage ends
Medicare Part A is essential, but it isn’t a blank check. This episode will give you the clarity you need to protect yourself and your family.
If you’d like a copy of my eBook.
The top 10 Medicare mistakes and how to avoid them, go to http://echofc.com/mistakes